Selecting this insurance package will ensure your peace of mind when it comes to the quality or services, thus your family can enjoy every relaxing moment and memorable experiences.
The insurance period does not exceed 180 days
| INSURANCE PROGRAME | Silver | Gold | Diamond |
|---|---|---|---|
| I. Personal Accident Benefits | |||
| Personal Accident | |||
| 1. Accidental Death (excluding public transport accidents) | 1.000.000.000đ | 2.000.000.000đ | 4.000.000.000đ |
| 2. Permanent Total Disability due to any acciden | 1.000.000.000đ | 2. 000.000.000đ | 4.000.000.000đ |
| 3. Accidental Death or Permanent Total Disability while on Public Conveyance | 2.000.000.000đ | 4.000.000.000đ | 8.000.000.000đ |
|
II. Medical and Other Expenses |
|||
| A. Medical Expenses* (Including follow-up medical expenses incurred within 1 month upon return to Vietnam) |
1.000.000.000đ | 2.000.000.000đ | 4.000.000.000đ |
| B. Hospital Cash Benefit (Provides a daily cash benefit for each full day the Insured Person is hospitalized - maximum 20 days/Policy) |
Not Covered | 500.000/day | 1.000.000/day |
| III. Emergency Medical Evacuation Expenses | |||
| Includes the cost for medically necessary transportation to a new location. | 1.000.000.000đ | 2.000.000.000đ | 4.000.000.000đ |
| i) Companion Assistance | 100.000.000đ | 100.000.000đ | 100.000.000đ |
| ii) Repatriation of Mortal Remains | 1.000.000.000đ | 2.000.000.000đ | 4.000.000.000đ |
| iii) Funeral Expenses | 200.000.000đ | 250.000.000đ | 400.000.000đ |
| iv) Repatriation of Minors *** | 100.000.000đ | 100.000.000đ | 100.000.000đ |
| Emergency Assistance Service Hotline: +84 (0) 28 3535 9515 | 1.000.000.000đ | 2.000.000.000đ | 4.000.000.000đ |
| IV. Loss, Damage, or Theft of Baggage | |||
| A. Baggage and Personal Belongings**** (Provides coverage for lost or damaged items during the trip) |
Not Covered | 5.000.000đ per item and 25.000.000đ in total | 15.000.000đ per item and 75.000.000đ in total |
| B. Delayed Checked Baggage****: (Provides coverage if checked baggage is delayed for at least 96 consecutive hours after the Insured Person's flight lands at the overseas destination) |
Not Covered | 3.000.000đ per checked baggage (Maximum 02 baggage) | 7.000.000đ per checked baggage (Maximum 02 baggage) |
| V. Baggage Delay (Provides coverage for the cost of purchasing essential items due to baggage delay of at least 8 hours) |
Not Covered | 4.000.000đ per insured person | 4.000.000đ per insured person |
| VI. Loss of Money and Travel Documents (Provides coverage for loss of Money and Travel Documents due to theft or natural disaster, plus additional incurred accommodation and travel expenses) |
Not Covered | Cash Carried: 4.000.000đ, Other Expenses: 20.000.000đ | Cash Carried: 8.000.000đ, Other Expenses: 80.000.000đ |
| VII. Personal Liability (Provides coverage for legal liability claims for bodily injury or property damage caused by an incident during the trip) |
Not Covered | 4.000.000.000đ | 4.000.000.000đ |
| VIII. Trip Delay (Provides coverage if the public transport carrier's departure is delayed by at least 8 hours) |
Not Covered | 2.000.000đ for every 8 hours and 20.000.000đ in total | 2.000.000đ for every 8 hours and 30.000.000đ in total |
| IX. Loss of Deposit or Trip Cancellation (Provides coverage for non-refundable deposits and payments due to trip cancellation for reasons specified in the policy) |
Not Covered | 100.000.000đ | 200.000.000đ |
| X. Trip Curtailment (Provides coverage for non-refundable expenses incurred if the trip is necessarily shortened due to the death or serious injury/illness of a family member, or due to riot or civil commotion) |
Not Covered | 100.000.000đ | 200.000.000đ |
| XI. Golf "Hole in One" (Provides coverage for expenses incurred after achieving a "hole in one" during the trip) |
Not Covered | 4.000.000đ | 4.000.000đ |
| XII. Rental Vehicle Excess Reimbursement (Provides coverage for the deductible/excess amount on the rental vehicle's insurance policy that the Insured Person is liable to pay due to an accident involving the rented vehicle) |
Not Covered | 10.000.000đ | 10.000.000đ |
| XIII. Credit Card Protection** | 10.000.000đ | 10.000.000đ | 10.000.000đ |
*For Children, benefits are limited to 20% of the Sum Insured. For individuals aged 70 and above, benefits are limited to 30% of the Sum Insured.
** Credit Card Protection benefit is not applicable to Children.
*** This benefit is not applicable to Children.
**** For Children, this benefit is limited to 50% of the Sum Insured.
For detailed information, please refer to the Benefit Schedule and the Policy Wording of the Flexi Travel Insurance.
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