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Any individual aged 6 – 85 who are Vietnamese or foreigners residing in Vietnam.
Children under 12 must be accompanied by an adult and covered together with that insured person.
| Insurance program | Bronze | Silver | Gold | Diamond |
|---|---|---|---|---|
| I. Personal Accident Benefits | ||||
| A. Personal Accident | ||||
| 1. Accidental Death |
400.000.000đ |
1.000.000.000đ | 2.000.000.000đ | 3.000.000.000đ |
| 2. Loss of two eyes, two limbs or one eye and one limb | 400.000.000đ | 1.000.000.000đ | 2.000.000.000đ | 3.000.000.000đ |
| 3. Loss of one eye or one limb | 200.000.000đ | 500.000.000đ | 1.000.000.000đ | 1.500.000.000đ |
| 4. Death or permanent total disablement by accident in a common carrier or private car | 400.000.000đ | 2.000.000.000đ | 4.000.000.000đ | 6.000.000.000đ |
| 5. Permanent total disablement caused by other accidents | 400.000.000đ | 1.000.000.000đ | 2.000.000.000đ | 3.000.000.000đ |
| B. Credit Card protection | 10.000.000đ | 10.000.000đ | 10.000.000đ | 10.000.000đ |
|
II. Medical and other expenses |
||||
|
A. Medical Expenses Including any follow up medical expenses incurred within 1 month after return to Vietnam |
Not covered | 1.000.000.000đ | 2.000.000.000đ | 3.000.000.000đ |
| B. Other costs | ||||
| 1. Compassionate Assistance | Not covered | 100.000.000đ | 100.000.000đ | 100.000.000đ |
| 2. Repatriation of remains | Not covered | Full cover | Full cover | Full cover |
| 3. Funeral Expenses | Not covered | 200.000.000đ | 200.000.000đ | 200.000.000đ |
| 4. Return of children | Not covered | 100.000.000đ | 100.000.000đ | 100.000.000đ |
|
C. Emergency Medical Evacuation expenses Provides cover, where judged medically appropriate, for the cost evacuation to a new location |
Full cover | Full cover | Full cover | Full cover |
| D. Assistance 24h Emergency | Full cover | Full cover | Full cover | Full cover |
|
E. Hospital Cash Benefit Provides a daily benefit for each complete day an Insured Person is confined to a hospital |
Not covered | Not covered | 1.000.000đ per day and 20.000.000đ in aggregate any one event | 1.000.000đ per day and 40.000.000đ in aggregate any one event |
|
F. Baggage and Personal Effects Provides protection for items lost or damaged during a Trip |
Not covered | Not covered | 5.000.000đ per item and 25.000.000đ in aggregate | 10.000.000đ per item and 50.000.000đ in aggregate |
|
G. Delayed Baggage Provides protection for the purchase of emergency items due to a delay of baggage of at least 8 hours |
Not covered | Not covered | 4.000.000đ for each insured person | 4.000.000đ for each insured person |
|
H. Personal Money and Travel Documents Provides protection for the accidental loss (Burglary or natural disaster) of Personal Money and travel documents taken on a trip plus resulting additional travel and hotel expenses incurred |
Not covered | Not covered | Personal Money - 4.000.000đ Other expenses 20.000.000đ |
Personal Money - 6.000.000đ Other expenses 60.000.000đ |
|
I. Personal Liability Provides protection against legal liability claims for bodily injury and/or property damage from an event occurring during a Trip |
Not covered | Not covered | 4.000.000.000đ | 4.000.000.000đ |
|
J. Travel Delay Provides protection for delays in departure of a Common Carrier by more than 8 hours |
Not covered | Not covered | 2.000.000đ for each 8 hour period and 10.000.000đ in aggregate | 2.000.000đ for each 8 hour period and 20.000.000đ in aggregate |
|
K. Loss of Deposit or Cancellation Provides protection for irrecoverable deposits and payments in respect of a Trip cancellation as a result of specified events (as detailed in the policy) |
Not covered | Not covered | 100.000.000đ | 150.000.000đ |
|
L. Curtailment of Trip Provides protection for irrecoverable costs incurred if a trip is unavoidably curtailed due to the death or serious injury/illness to a Family member, or a due to a riot or civil commotion |
Not covered | Not covered | 100.000.000đ | 150.000.000đ |
|
M. Golf 'Hole in One' Provides protection for expenses incurred as a result of achieving a verified 'hole in one' during a Trip |
Not covered | Not covered | 4.000.000đ | 4.000.000đ |
|
N. Reimbursement of rental vehicle excess Provides protection for the reimbursement of a motor policy excess an Insured Person is liable to pay following an accident involving a car rented by an Insured Person |
Not covered | Not covered | 10.000.000đ | 10.000.000đ |
The insurance period does not exceed 180 days
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