• Any individual aged 6 – 85 who are Vietnamese or foreigners residing in Vietnam.

  • Children under 12 must be accompanied by an adult and covered together with that insured person.

INSURANCE PROGRAME Gold Platinum Diamond
I. Personal Accident Benefits
Personal Accident
1. Accidental Death (excluding public transport accidents) 2.000.000.000đ   3.000.000.000đ 4.000.000.000đ
2. Permanent Total Disability due to any acciden 2.000.000.000đ 3. 000.000.000đ 4.000.000.000đ
3. Accidental Death or Permanent Total Disability while on Public Conveyance 4.000.000.000đ 6.000.000.000đ 8.000.000.000đ

II. Medical and Other Expenses

A. Medical Expenses*
(Including follow-up medical expenses incurred within 1 month upon return to Vietnam)
2.000.000.000đ 3.000.000.000đ 4.000.000.000đ
B. Hospital Cash Benefit
(Provides a daily cash benefit for each full day the Insured Person is hospitalized - maximum 20 days/Policy)
500.000/day 750.000/day 1.000.000/day
III. Emergency Medical Evacuation Expenses
Includes the cost for medically necessary transportation to a new location. Full coverage Full coverage Full coverage
i) Companion Assistance 100.000.000đ 100.000.000đ 100.000.000đ
ii) Repatriation of Mortal Remains 2.000.000.000đ 3.000.000.000đ 4.000.000.000đ
iii) Funeral Expenses 250.000.000đ 300.000.000đ 400.000.000đ
iv) Repatriation of Minors *** 100.000.000đ 100.000.000đ 100.000.000đ
Emergency Assistance Service Hotline: +84 (0) 28 3535 9515 Full coverage Full coverage Full coverage
IV. Loss, Damage, or Theft of Baggage
A. Baggage and Personal Belongings****
(Provides coverage for lost or damaged items during the trip)
5.000.000d per item and 25.000.000đ in total 10.000.000 per item and 50.000.000 in total 15.000.000 per item and 75.000.000 in total
B. Delayed Checked Baggage****:
(Provides coverage if checked baggage is delayed for at least 96 consecutive hours after the Insured Person's flight lands at the overseas destination)
3.000.000d per checked baggage (Maximum 02 baggage) 5.000.000d per checked baggage (Maximum 02 baggage) 7.000.000d per checked baggage (Maximum 02 baggage)
V. Baggage Delay
(Provides coverage for the cost of purchasing essential items due to baggage delay of at least 8 hours)
4.000.000đ 4.000.000đ 4.000.000đ
VI. Loss of Money and Travel Documents
(Provides coverage for loss of Money and Travel Documents due to theft or natural disaster, plus additional incurred accommodation and travel expenses)
Cash Carried: 4.000.000, Other Expenses: 20.000.000đ Cash Carried: 6.000.000, Other Expenses: 60.000.000đ Cash Carried: 8.000.000, Other Expenses: 80.000.000đ
VII. Personal Liability
(Provides coverage for legal liability claims for bodily injury or property damage caused by an incident during the trip)
4.000.000.000đ 4.000.000.000đ 4.000.000.000đ
VIII. Trip Delay
(Provides coverage if the public transport carrier's departure is delayed by at least 8 hours)
2.000.000 for every 8 hours and 10.000.000 in total 2.000.000 for every 8 hours and 20.000.000 in total 2.000.000 for every 8 hours and 30.000.000 in total
IX. Loss of Deposit or Trip Cancellation
(Provides coverage for non-refundable deposits and payments due to trip cancellation for reasons specified in the policy)
100.000.000đ 150.000.000đ 200.000.000đ
X. Trip Curtailment
(Provides coverage for non-refundable expenses incurred if the trip is necessarily shortened due to the death or serious injury/illness of a family member, or due to riot or civil commotion)
100.000.000đ 150.000.000đ 200.000.000đ
XI. Golf "Hole in One"
(Provides coverage for expenses incurred after achieving a "hole in one" during the trip)
4.000.000đ 4.000.000đ 4.000.000đ
XII. Rental Vehicle Excess Reimbursement
(Provides coverage for the deductible/excess amount on the rental vehicle's insurance policy that the Insured Person is liable to pay due to an accident involving the rented vehicle)
10.000.000đ 10.000.000đ 10.000.000đ
XIII. Bảo hiểm thẻ tín dụng** 10.000.000đ 10.000.000đ 10.000.000đ

 

*For Children, benefits are limited to 20% of the Sum Insured. For individuals aged 70 and above, benefits are limited to 30% of the Sum Insured.

** Credit Card Protection benefit is not applicable to Children.

*** This benefit is not applicable to Children.

**** For Children, this benefit is limited to 50% of the Sum Insured.

For detailed information, please refer to the Benefit Schedule and the Policy Wording of the Flexi Travel Insurance.

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