Any individual aged 6 – 85 who are Vietnamese or foreigners residing in Vietnam.
Children under 12 must be accompanied by an adult and covered together with that insured person.
INSURANCE PROGRAME | Gold | Platinum | Diamond |
---|---|---|---|
I. Personal Accident Benefits | |||
Personal Accident | |||
1. Accidental Death (excluding public transport accidents) | 2.000.000.000đ | 3.000.000.000đ | 4.000.000.000đ |
2. Permanent Total Disability due to any acciden | 2.000.000.000đ | 3. 000.000.000đ | 4.000.000.000đ |
3. Accidental Death or Permanent Total Disability while on Public Conveyance | 4.000.000.000đ | 6.000.000.000đ | 8.000.000.000đ |
II. Medical and Other Expenses |
|||
A. Medical Expenses* (Including follow-up medical expenses incurred within 1 month upon return to Vietnam) |
2.000.000.000đ | 3.000.000.000đ | 4.000.000.000đ |
B. Hospital Cash Benefit (Provides a daily cash benefit for each full day the Insured Person is hospitalized - maximum 20 days/Policy) |
500.000/day | 750.000/day | 1.000.000/day |
III. Emergency Medical Evacuation Expenses | |||
Includes the cost for medically necessary transportation to a new location. | Full coverage | Full coverage | Full coverage |
i) Companion Assistance | 100.000.000đ | 100.000.000đ | 100.000.000đ |
ii) Repatriation of Mortal Remains | 2.000.000.000đ | 3.000.000.000đ | 4.000.000.000đ |
iii) Funeral Expenses | 250.000.000đ | 300.000.000đ | 400.000.000đ |
iv) Repatriation of Minors *** | 100.000.000đ | 100.000.000đ | 100.000.000đ |
Emergency Assistance Service Hotline: +84 (0) 28 3535 9515 | Full coverage | Full coverage | Full coverage |
IV. Loss, Damage, or Theft of Baggage | |||
A. Baggage and Personal Belongings**** (Provides coverage for lost or damaged items during the trip) |
5.000.000d per item and 25.000.000đ in total | 10.000.000 per item and 50.000.000 in total | 15.000.000 per item and 75.000.000 in total |
B. Delayed Checked Baggage****: (Provides coverage if checked baggage is delayed for at least 96 consecutive hours after the Insured Person's flight lands at the overseas destination) |
3.000.000d per checked baggage (Maximum 02 baggage) | 5.000.000d per checked baggage (Maximum 02 baggage) | 7.000.000d per checked baggage (Maximum 02 baggage) |
V. Baggage Delay (Provides coverage for the cost of purchasing essential items due to baggage delay of at least 8 hours) |
4.000.000đ | 4.000.000đ | 4.000.000đ |
VI. Loss of Money and Travel Documents (Provides coverage for loss of Money and Travel Documents due to theft or natural disaster, plus additional incurred accommodation and travel expenses) |
Cash Carried: 4.000.000, Other Expenses: 20.000.000đ | Cash Carried: 6.000.000, Other Expenses: 60.000.000đ | Cash Carried: 8.000.000, Other Expenses: 80.000.000đ |
VII. Personal Liability (Provides coverage for legal liability claims for bodily injury or property damage caused by an incident during the trip) |
4.000.000.000đ | 4.000.000.000đ | 4.000.000.000đ |
VIII. Trip Delay (Provides coverage if the public transport carrier's departure is delayed by at least 8 hours) |
2.000.000 for every 8 hours and 10.000.000 in total | 2.000.000 for every 8 hours and 20.000.000 in total | 2.000.000 for every 8 hours and 30.000.000 in total |
IX. Loss of Deposit or Trip Cancellation (Provides coverage for non-refundable deposits and payments due to trip cancellation for reasons specified in the policy) |
100.000.000đ | 150.000.000đ | 200.000.000đ |
X. Trip Curtailment (Provides coverage for non-refundable expenses incurred if the trip is necessarily shortened due to the death or serious injury/illness of a family member, or due to riot or civil commotion) |
100.000.000đ | 150.000.000đ | 200.000.000đ |
XI. Golf "Hole in One" (Provides coverage for expenses incurred after achieving a "hole in one" during the trip) |
4.000.000đ | 4.000.000đ | 4.000.000đ |
XII. Rental Vehicle Excess Reimbursement (Provides coverage for the deductible/excess amount on the rental vehicle's insurance policy that the Insured Person is liable to pay due to an accident involving the rented vehicle) |
10.000.000đ | 10.000.000đ | 10.000.000đ |
XIII. Bảo hiểm thẻ tín dụng** | 10.000.000đ | 10.000.000đ | 10.000.000đ |
*For Children, benefits are limited to 20% of the Sum Insured. For individuals aged 70 and above, benefits are limited to 30% of the Sum Insured.
** Credit Card Protection benefit is not applicable to Children.
*** This benefit is not applicable to Children.
**** For Children, this benefit is limited to 50% of the Sum Insured.
For detailed information, please refer to the Benefit Schedule and the Policy Wording of the Flexi Travel Insurance.
Contact for personal inquiry
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During the trips, risks of accidents may occur, including those related to participation in activities at tourist destinations, potentially leading to bodily injuries, health issues, or even life-threatening situations